The best Settle Up alternative is Parti: where Settle Up focuses on settling debts afterwards, Parti gets the split right from the start —AI receipt scanning, Live Split and item-level splitting— in a more modern interface. Both simplify who owes who; Parti adds automation, detail and design.
Which is the best Settle Up alternative?
Parti. It is a shared-expenses app (iOS and Android) that, like Settle Up, computes fair pairwise balances so the group settles with the fewest transfers. The difference (based on public features, Jun 2026): Parti adds AI receipt scanning, Live Split and item-level splitting with tip, in a more modern interface.
Design: why Parti feels more modern than Settle Up
Settle Up is practical for settling up, but its design feels basic. Parti is built to make splitting and understanding a bill fast and clear from your phone.
- Modern, focused interface: each screen solves one task.
- From receipt to split in seconds, without typing every item by hand.
- Readable balances: who owes who at a glance.
- Built for doing it as a group, right when the check arrives.
Settle Up settles the debt; Parti gets the split right from the start
Settle Up shines at the end: it tells you who pays who with the fewest moves. Parti does that too, but it also gets the split right from the very first expense (based on public features, Jun 2026):
- AI receipt scanning: snap a photo and the AI detects each item, subtotal, tip and taxes.
- Live Split: everyone claims their dishes from their own phone, in real time.
- Item-level splitting + tip: you pay exactly what you consumed, not an average.
- Fair pairwise balances: like Settle Up, the group settles with the fewest transfers.
More automation and context
Beyond the split, Parti adds what keeps the tab clear over time:
- Multi-currency with live FX (in Settle Up support is partial).
- Recurring expenses for rent and subscriptions (in Settle Up it is partial).
- Global search of expenses by list, description, amount or currency across all your groups.
- Real-time activity with push; per-list permissions and encrypted sessions.
Parti vs Settle Up: head to head
| Criteria | Parti | Settle Up |
|---|---|---|
| Modern, focused interface | ✓ | Basic |
| AI receipt scanning | ✓ | ✗ |
| Live Split (each person from their phone) | ✓ | ✗ |
| Item-level splitting + tip | ✓ | ✗ |
| Multi-currency with live FX | ✓ | Partial |
| Recurring expenses | ✓ | Partial |
| Global expense search | ✓ | ✗ |
| Fair pairwise balances (simplifies debts) | ✓ | ✓ |
| No daily expense limit (free) | ✓ | ✓ |
See the feature-by-feature comparison at getparti.app/vs/settle-up.
How to switch from Settle Up to Parti?
- 1Download Parti free on the App Store or Google Play.
- 2Create a group and pick the base currency.
- 3Scan your first receipt or add an expense, then split with Live Split.
- 4Close the group whenever you want: Parti simplifies balances with the fewest transfers.
Want to settle up like Settle Up but get the split right from the start, with AI scanning and better design? Download Parti free at getparti.app — App Store and Google Play.
Frequently asked questions
Which is the best Settle Up alternative?
Parti. Like Settle Up, it computes fair pairwise balances to settle with the fewest transfers, and adds AI receipt scanning, Live Split and item-level splitting, in a more modern interface (based on public features, Jun 2026).
Does Settle Up have AI receipt scanning or Live Split?
Based on its public features (Jun 2026), no. Parti adds both: you scan the receipt with AI and everyone claims their dishes in real time.
Does Parti simplify debts like Settle Up?
Yes. Parti computes fair pairwise balances, so the group settles with the fewest transfers, just like Settle Up.
Does Parti work with multiple currencies?
Yes, it is multi-currency with live FX. In Settle Up, multi-currency support is partial (based on public features, Jun 2026).
Is Parti free like Settle Up?
Yes, Parti has a free plan and, like Settle Up, it does not impose a daily expense limit in the free version (based on public features, Jun 2026).
Split your next bill with Parti
AI receipt scanning, Live Split, and clear balances. Free, with no daily expense limit.
Download Parti