The best overall Splitwise alternative is Parti: it adds AI receipt scanning and live, per-item splitting that Splitwise doesn’t have, with a free plan and no daily expense limit. But the right pick depends on your use case — below are the best Splitwise alternatives in 2026, who each one is for, and how they compare.
How we picked these Splitwise alternatives
We focused on what actually frustrates people about Splitwise: manual entry, the daily expense limit on the free plan, and dated UX. For each app we looked at receipt scanning, live/real-time splitting, multi-currency, recurring expenses, whether you need an account, and price (based on each app’s public features, Jun 2026).
The best Splitwise alternatives at a glance
| App | Best for | AI receipt scan | Live split | Free |
|---|---|---|---|---|
| Parti | Best overall | ✓ | ✓ | ✓ (no daily limit) |
| Tricount | Travel, no sign-up | ✗ | ✗ | ✓ |
| Settle Up | Roommates, recurring | ✗ | ✗ | ✓ |
| Splid | Free, no account | ✗ | ✗ | ✓ |
| Spliit | Open source (web) | ✗ | ✗ | ✓ |
| SplitPro | Self-hosted open source | ✗ | ✗ | ✓ |
| Splitser | Simple group expenses | ✗ | ✗ | ✓ |
1. Parti — best overall
Parti is the most modern Splitwise alternative. Instead of typing each expense, you photograph the receipt and AI splits it item by item; then everyone claims their own dishes from their phone in real time (Live Split). It keeps fair pairwise balances, handles multiple currencies with live FX, and the free plan has no daily expense limit.
- AI receipt scanning — no manual entry
- Live Split: each person claims their items in real time
- Item-level splitting with tip
- Multi-currency with live FX, plus recurring expenses
- Free with no daily expense limit; iOS and Android
Not for you if: you specifically want a purely web-based or open-source/self-hosted app (see Spliit or SplitPro). Get it at getparti.app, or see the full Parti vs Splitwise comparison at getparti.app/vs/splitwise.
2. Tricount — best for travel & no sign-up
Tricount is a long-standing favorite for trips. You can create a tricount and share it by link without anyone creating an account, and it handles multiple currencies.
- No account needed to participate
- Multi-currency, good for travel
- Simple and widely used
Limitations (based on public features, Jun 2026): manual entry only — no AI receipt scanning or live per-item splitting — and the design feels dated.
3. Settle Up — best for roommates & recurring bills
Settle Up focuses on settling debts with the fewest transfers and is solid for long-term household groups, with cross-platform support.
- Optimizes who-pays-who to minimize transfers
- Cross-platform; good for recurring household bills
- Free to use
Limitations: no AI scanning or live split; multi-currency and recurring support are partial; basic design.
4. Splid — best free, no-account tracker
Splid offers free group expense tracking without requiring accounts, with a cheap one-time unlock for full features instead of a subscription.
- Free, no account; unlimited basic use
- Multi-currency
- One-time fee instead of a subscription
Limitations: the feature set is basic — no AI scanning or live splitting.
5. Spliit — best open source (web)
Spliit is a free, open-source, web-based alternative. You can use the hosted instance or self-host, and share an expense group with a simple link.
- Open source and ad-free
- Web-based; share by link
- Self-hostable for privacy
Limitations: web-first (no native-app focus), fewer features, and no AI scanning or live split.
6. SplitPro — best self-hosted open source
SplitPro is a self-hosted, open-source Splitwise replacement aimed at people who want to own their data.
- Open source, self-hosted: full data control
- Designed as a direct Splitwise replacement
- Free
Limitations: requires technical setup to self-host; not ideal for non-technical users.
7. Splitser — simple group expenses
Splitser is a straightforward, free group expense app often recommended alongside Settle Up as a close Splitwise substitute.
- Free and simple
- Good for basic group splitting
Limitations: fewer advanced features; no AI scanning or live split.
How to choose the right Splitwise alternative
- Want the least manual work and the most modern app → Parti (AI scan + live split).
- Traveling with people who won’t install an app → Tricount or Splid (no account).
- Long-term roommates / recurring bills → Settle Up or Parti (recurring expenses).
- Privacy / open source / self-host → Spliit or SplitPro.
- Just want something simple and free → Splid or Splitser.
Want the most automated way to split bills? Parti scans the receipt, splits each item with AI, and lets everyone claim their share live — free, on iOS and Android. Try it at getparti.app.
Frequently asked questions
What is the best Splitwise alternative?
For most people, Parti is the best overall Splitwise alternative because it adds AI receipt scanning and live per-item splitting that Splitwise lacks, with a free plan and no daily expense limit. For travel without an account, Tricount; for open source, Spliit (based on public features, Jun 2026).
What is the best free Splitwise alternative?
Parti, Tricount, Splid, Settle Up and Spliit all have free options. Parti is free with no daily expense limit and adds AI receipt scanning, while Splid and Tricount work without an account.
Is there a Splitwise alternative with receipt scanning?
Yes. Parti scans the receipt with AI and splits it item by item automatically. Most other alternatives (Tricount, Settle Up, Splid) require manual entry (based on public features, Jun 2026).
What is the best Splitwise alternative for travel?
Tricount is popular for travel because it supports multiple currencies and needs no account. Parti also handles multi-currency with live FX and adds AI receipt scanning and live splitting.
Is there an open-source Splitwise alternative?
Yes. Spliit (web-based) and SplitPro (self-hosted) are open-source, ad-free alternatives you can run yourself.
Is there a Splitwise alternative without an account or sign-up?
Tricount and Splid let people join and split by link without creating an account. Parti also lets you invite people by link to claim their share without signing up.
Split your next bill with Parti
AI receipt scanning, Live Split, and clear balances. Free, with no daily expense limit.
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