Settle Up vs Parti: both allow unlimited expenses on the free plan, with no daily limit. Parti adds AI receipt scanning, Live Split, and per-dish itemization plus tip. If you want to split bills in detail without paying, Parti brings more features out of the box in its free plan.
What does each free plan from Settle Up and Parti include?
Both apps cover the basics of splitting group expenses at no cost: logging expenses with no daily limit and calculating fair per-pair balances. That foundation means either one works well for trips, shared apartments, or dinners.
The difference lies in the features Parti also includes in its free plan. Based on public features (Jun 2026), Parti adds AI receipt scanning, Live Split, and per-dish itemization plus tip, where Settle Up doesn't offer them.
Where does Parti add more value?
Parti is built for detailed splits. AI receipt scanning turns a photo of the receipt into expenses ready to split, and per-dish itemization plus tip avoids the 'I only ordered this' arguments.
- AI receipt scanning: photo of the receipt and expenses created instantly.
- Live Split: split the bill in real time with the group.
- Per-dish itemization + tip: everyone pays their own, with the tip split.
- Multi-currency with live FX: ideal for trips with several currencies.
Settle Up does the essentials well and offers recurring expenses and multi-currency partially. It's a solid option if you want something simple; Parti goes a step further when you want precision and speed.
How do they compare feature by feature?
| Feature | Parti | Settle Up |
|---|---|---|
| No daily expense limit (free) | ✓ | ✓ |
| AI receipt scanning | ✓ | ✗ |
| Live Split | ✓ | ✗ |
| Per-dish itemization + tip | ✓ | ✗ |
| Recurring expenses | ✓ | Partial |
| Multi-currency with live FX | ✓ | Partial |
| Global expense search | ✓ | ✗ |
| Fair per-pair balances | ✓ | ✓ |
Comparison based on public features, June 2026. Both apps share the foundation of unlimited expenses and per-pair balances; Parti adds AI scanning, Live Split, itemization, global search, and live FX out of the box.
Which one to choose for your group?
If your group splits simple bills equally, Settle Up will do. If you share dinners, trips with several currencies, or expenses worth splitting dish by dish, Parti saves you time and mistakes on its free plan.
Try Parti for free at getparti.app and split your next bill with receipt scanning and Live Split.
Frequently asked questions
Does Parti's free plan have a daily expense limit?
No. Parti's free plan has no daily expense limit. Just like Settle Up, you can log expenses with no daily restriction.
Does Settle Up have AI receipt scanning?
Based on public features (Jun 2026), Settle Up doesn't offer AI receipt scanning. Parti does include it and creates the expenses from a photo of the receipt.
Which is better for trips with several currencies?
Parti includes multi-currency with live FX, while Settle Up offers it partially. For trips with several currencies, Parti makes the calculations easier.
Split your next bill with Parti
AI receipt scanning, Live Split, and clear balances. Free, with no daily expense limit.
Download Parti