Splitwise shines for simplicity and community; Tricount works with no sign-up; Settle Up is lightweight and free. Parti wins where it hurts most in restaurants: AI receipt scanning and Live Split, to split bills by dish in seconds from every phone.
Choosing an app to split expenses depends on your use case. This neutral comparison sums up what each one excels at and where Parti stands out, based on public features (June 2026). We don't make up prices or reviews: we compare capabilities.
Comparison table: Splitwise vs Tricount vs Settle Up vs Parti
Feature summary based on each app's public information (Jun 2026).
| Feature | Parti | Splitwise | Tricount | Settle Up |
|---|---|---|---|---|
| AI receipt scanning | ✓ | Partial | ✗ | ✗ |
| Live Split | ✓ | ✗ | ✗ | ✗ |
| Per-dish itemization + tip | ✓ | Partial | ✗ | ✗ |
| Multi-currency with live FX | ✓ | ✓ | ✓ | Partial |
| Recurring expenses | ✓ | ✗ | ✗ | Partial |
| Global expense search | ✓ | Partial | ✗ | ✗ |
| Fair per-pair balances | ✓ | ✓ | ✓ | ✓ |
| No daily expense limit (free) | ✓ | ✗ | ✓ | ✓ |
What does Splitwise excel at?
Splitwise is the best-known, most mature option for recurring groups like roommates or long trips. It calculates fair per-pair balances and handles multi-currency with conversion. It has receipt scanning and itemization, but only partially.
Its weak spot is the free plan: it applies limits that can hold back heavy use, and it doesn't offer real-time splitting or automatic recurring expenses.
What does Tricount excel at?
Tricount stands out for its simplicity and because it works without requiring every member to create an account, ideal for one-off trips. It supports multi-currency and fair per-pair balances, with a free plan and no daily expense limit.
In return, it doesn't include AI receipt scanning, per-dish itemization, global search, or live splitting. It's an effective shared-expense calculator, but a basic one.
What does Settle Up excel at?
Settle Up is lightweight, clear, and has a free plan with no daily expense limit. It covers the essentials: fair per-pair balances and partial multi-currency, with partial support for recurring expenses.
It doesn't offer AI receipt scanning, per-dish itemization, global search, or real-time splitting, so it falls short on complex restaurant bills.
Why does Parti win for restaurants and groups?
Parti is built for the hard moment: the restaurant bill. Two features set it apart from the rest.
- AI receipt scanning: snap a photo and it detects every item, subtotal, tip, and taxes automatically.
- Live Split: share the session and each person picks their dishes from their phone in real time; anything left over is split automatically.
- Fair per-pair balances, global expense search, and multi-currency with live FX.
- Recurring expenses and real-time activity with push notifications.
- Encrypted session and a free plan with no daily expense limit.
If most of your splits start in bars and restaurants, Parti's AI scanning and Live Split eliminate the classic manual calculation of who ordered what.
Which one should you choose?
For recurring groups with an established social network, Splitwise is still comfortable. For a one-off trip with no sign-ups, Tricount is handy. For something minimal and free, Settle Up does the job.
If you split bills by item and want each person to pick their dishes on the spot, Parti offers capabilities the other three don't have: AI scanning, Live Split, and per-dish itemization with tip, all in a free plan with no daily limit.
Try Parti for free
Download Parti on iOS and Android from getparti.app and split your next restaurant bill in seconds, with no arguments or math by hand.
Frequently asked questions
Which expense splitting app scans the receipt with AI?
Parti includes full AI receipt scanning: it detects every item, subtotal, tip, and taxes from a photo. Splitwise offers it partially, while Tricount and Settle Up don't include it, based on public features (Jun 2026).
What is the key difference between Parti and Splitwise, Tricount, or Settle Up?
Live Split: in Parti you share the session and each person picks their dishes from their phone in real time, and anything left over is split automatically. Splitwise, Tricount, and Settle Up don't offer this feature.
Do they have a free plan with no daily expense limit?
Parti, Tricount, and Settle Up offer a free plan with no daily expense limit. Splitwise applies limits on its free plan, based on public features (Jun 2026).
Split your next bill with Parti
AI receipt scanning, Live Split, and clear balances. Free, with no daily expense limit.
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